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Pros and Cons of Staging a Home for a Quick Sale

If you have been trying to sell your home during this difficult market and find that it has taken far longer than you had anticipated, you may be considering hiring a professional home stager. If so, you will want to know the pros and cons before pursuing. The first task in staging your home [...]

By | November 2nd, 2017|Bills and Payments, Finances, Investing, Loan, Mortgage|Comments Off on Pros and Cons of Staging a Home for a Quick Sale

Basic Financial Information Tips (Part I)

Here are some financial tips, definitions, and information that will hopefully help you save money or get out of debt. Savings.  Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are [...]

By | August 10th, 2017|Bills and Payments, Jobs & Money, Loan, Mortgage, Savings|0 Comments

4 Reasons to Consolidate your Student Loans On or Before July 1st 2006

Every year, student loan interest rates are reconfigured on July 1st. In recent years, this date has come and gone with no cause for alarm, but this year is different. As part of a plan to heal the nation’s $40 billion budget deficit, the Senate passed a plan to cut $12.7 billion from the federal [...]

By | August 20th, 2016|Loan|Comments Off on 4 Reasons to Consolidate your Student Loans On or Before July 1st 2006

3 Ways To Get The Lowest Rate On Your Home Equity Loan

Home equity loans are relatively easy to get, even if you have bad credit. Because you are putting your home up as collateral, lenders tend to be more willing to give you money. From a lender’s point of view, it is a low-risk situation. Chances are if your home is on the line you will [...]

By | August 13th, 2016|Loan|Comments Off on 3 Ways To Get The Lowest Rate On Your Home Equity Loan

3 Ways To Get The Lowest Interest Rate On Your Home Refinance Loan

Maybe you need a little extra cash for a home remodel or college tuition, or perhaps you simply want to save some money. Whatever your reason, refinancing your home loan can be a smart move as long as you get a low rate. Here are some simple tips that can ensure you get the lowest [...]

By | August 13th, 2016|Loan|Comments Off on 3 Ways To Get The Lowest Interest Rate On Your Home Refinance Loan

3 Ways To Get The Lowest Interest Rate On Your Car Loan

If you're like the average American, chances are you buy a new car every five years or so. Most people need an auto loan when they buy a new vehicle, whether it's a car, truck, SUV or van and since the interest on auto loans can add up over time--especially on a five or seven-year [...]

By | August 13th, 2016|Loan|Comments Off on 3 Ways To Get The Lowest Interest Rate On Your Car Loan

3 Things To Watch Out For When Getting A Home Equity Loan Online

The internet can be a valuable resource for researching the ins and outs of getting a home equity loan. It can also be a great place to find a reputable mortgage broker, as long as you are careful not to get caught in an online home equity loan scam. Watch out for subprime lending. Subprime [...]

By | August 12th, 2016|Loan|Comments Off on 3 Things To Watch Out For When Getting A Home Equity Loan Online

3 Things To Look For In An Auto Loan Company Online

Unless you have a lot of savings in the bank, chances are you'll need to borrow some money when you buy a new car. Auto loans are available through a variety of sources, such as banks, credit unions, and auto dealer financing. You can also find a great car loan through an Auto Loan Company [...]

By | August 12th, 2016|Loan|Comments Off on 3 Things To Look For In An Auto Loan Company Online

How to Guard Yourself against the Uncertain Housing Market

In these trying times, there are some good deals out there if your credit is good and you are a first time home buyer with savings. If you are a seller, the uncertain housing market can offer some challenges as your home may not be worth the price you originally paid. It is hard [...]

By | August 2nd, 2016|Finances, Home Repairs, Investing, Loan, Mortgage, Uncategorized|Comments Off on How to Guard Yourself against the Uncertain Housing Market