Savings

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The Pros and Cons of Consolidating Your Debts

There’s nothing quite as stressful as managing your cash when you have debt. One payment is often enough to manage. However, if you have multiple debts it can be completely overwhelming. Many people turn to debt consolidation loans to help them manage their monthly cash flow. This can be a great idea. However, it [...]

By | November 5th, 2017|credit card, Credit Repair, Credit Report, Debt, Debt Management, Savings|Comments Off on The Pros and Cons of Consolidating Your Debts

Low Income Budget Tips

If you find yourself having to live on less these days, you are not alone. While this may not comfort you, there are some things you can do that will make the most of your income and relieve some of the stress. The hardest part about change is the adjustment that goes with it. [...]

By | October 25th, 2017|Budgeting, Family, Finances, Savings|Comments Off on Low Income Budget Tips

Top Tips to Keep Your Head above Water after a Lay-Off

If you find yourself in the nearly ten percent recently laid off, you may not be prepared for the loss of income. Hopefully you are able to qualify for unemployment benefits, as these benefits will help to get you through the next few months until you are able to acquire a new job. These [...]

By | October 22nd, 2017|Bills and Payments, Family, Finances, Frugal Living, Savings|Comments Off on Top Tips to Keep Your Head above Water after a Lay-Off

Basic Financial Information Tips (Part I)

Here are some financial tips, definitions, and information that will hopefully help you save money or get out of debt. Savings.  Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are [...]

By | August 10th, 2017|Bills and Payments, Jobs & Money, Loan, Mortgage, Savings|0 Comments

The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart

Where to buy: www.ebooks.com The 1-2-3 Money Plan ebook is a common sense financial advice book. It gives lots of easy to understand information and tips on how to be frugal in the everyday financial choices you make, from food shopping to cellphone plans. Frugal doesn’t mean that you have to ditch your current lifestyle, [...]

By | October 10th, 2016|Savings|Comments Off on The 1-2-3 Money Plan: The Three Most Important Steps to Saving and Spending Smart

Every Little Bit of Savings Adds Up

Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we're paying every month, it's easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to [...]

By | September 1st, 2016|Savings|Comments Off on Every Little Bit of Savings Adds Up

Vegan on the Cheap: Great Recipes and Simple Strategies that save you Time and Money

Where to buy: www.amazon.com ‘Vegan on the Cheap’ is a great cookbook to own. There are 150 low-cost vegan recipe ideas in this book that your whole family will find delicious and satisfying. You don’t have to be a full-fledged vegan to enjoy cooking and eating vegan meals, I am sure that even your carnivore [...]

By | August 15th, 2016|Savings|Comments Off on Vegan on the Cheap: Great Recipes and Simple Strategies that save you Time and Money